Actuarial science × pricing strategy × commercial analytics

Turning pricing, data, and governance into measurable financial impact and synergy.

I am a pricing and commercial analytics professional with an actuarial science background. My work deploys pricing engines, departmental automation, P&L visibility for Commercial and the management team, Gross Margin Return On Investment (GMROI) logic, Actuarial capital budgeting and modelling, stochastic projection, and immunization strategies to create decision frameworks that align commercial performance with market dynamics, highlight value creation, and create strategic, sustainable growth.

Education journey

Academic foundation.

Engineering developed my structured problem solving; actuarial science connected it to risk, finance, and business decisions.

Engineering coursework

Dalhousie University · Halifax, Canada

Engineering thinking, quantitative problem solving, and systems logic.

Bachelor of Actuarial Science

Bond University · Australia

Actuarial modelling, programming, economics, investments, risk, and corporate decision making.

Graduating from Bond University to me, as Ahmed Zaki Yamani stated about Harvard: "anything else was just the fruits of that fact".

Bond shaped my view of the actuary as a bridge between risk, capital, business, and strategic execution.

Corporate synergy

Building internal visibility for better business decisions.

I connect financial statements, pricing, product mix, customer behaviour, market movements, and business operations within a single decision framework. Stochastic modelling and scenario analysis allow stakeholders to test targets, protect cash flow, and respond to changing conditions while maintaining financial discipline.

In every organisation, my aim is to build an internal solution that improves visibility, streamlines cross functional workflows, and supports organisational synergy. By quantifying financial risks, automating departmental processes, and generating responsive recommendations, the framework helps minimise losses and capture opportunities, whether through margin monitoring, profitability optimisation, or stress testing designed to support sustainable and resilient operations.

Financial visibilityWorkflow automationMargin protectionStress testing
Experience foundation

Built across insurance, retail, and energy.

2025 to Present

Valvoline by Aramco (Aramco Lubricant and Retail)

Pricing strategy, margin forecasting, pricing engines, market reactions, GMROI thinking, and cross functional visibility across Finance, Sales, Supply Chain, and Commercial teams.

Hover to view responsibilities
2023 to 2025

Savola Panda Retail

Power BI platforms, promotion execution visibility, price elasticity modelling, workflow automation, aged stock visibility, and executive performance monitoring.

Hover to view responsibilities
2021 to 2023

Wataniya Insurance Company

Loss ratio reporting, corporate motor pricing tools, claims experience automation, reserving support, IBNR tables, and frequency and severity analysis.

Hover to view responsibilities